Serving Iowa With Integrity and Commitment Schedule a Free Consultation
Injured woman with broken arm with insurance agent
Balduchi Law Office, PC  Oct. 31, 2024

General Damages Vs Special Damages

Personal injury claims can feel complicated, especially when you're trying to differentiate between terms like general damages and special damages. These terms may sound like legal jargon, but they are important in personal injury cases.  

At Balduchi Law Office, PC, the team is committed to helping clients understand these concepts and seek compensation. 

Understanding General Damages

General damages refer to the non-monetary losses that a person suffers because of an injury. These are the intangible impacts, such as pain and suffering, emotional distress, and loss of enjoyment of life. While these damages cannot be quantified with a simple dollar amount, they play a critical role in an injury claim. 

In Iowa, general damages are assessed based on the severity and duration of the injury and how it affects the individual's life. The courts recognize that injuries impact more than just physical well-being; they can also affect mental health and lifestyle.

Thus, calculating general damages requires careful consideration of medical records, testimonies, and expert opinions. 

Understanding Special Damages

Special damages, on the other hand, are quantifiable financial losses incurred due to an injury. These include medical expenses, lost wages, and costs related to repairing or replacing property. Special damages are much more straightforward to calculate, as they rely on tangible evidence such as bills, pay stubs, and receipts. 

In the context of Iowa law, special damages must be meticulously documented to build a strong case for compensation. This means keeping track of all medical treatments, rehabilitation costs, and any other financial losses directly linked to the injury.  

Differences Between General and Special Damages

While general damages focus on non-economic losses, special damages pertain to economic losses. The distinction lies in the type of evidence required and the method of calculation.  

General damages require a more subjective approach, relying on narratives, personal statements, and expert testimony to convey the extent of emotional and psychological suffering. In contrast, special damages are objective and depend on concrete evidence such as invoices and financial statements. 

While general damages account for the pain and emotional turmoil caused by the injury, special damages strictly reflect the economic realities faced by the victim.

Moreover, the successful presentation of both types of damages can significantly influence the outcome of a case, as juries often consider both the tangible and intangible impacts of an injury when awarding compensation. 

Iowa’s Legal Stance on Damages

Iowa's legal framework for personal injury claims involves several unique aspects that can influence the outcome of a case. For instance, Iowa follows the "comparative fault" principle, meaning that compensation may be reduced if the injured party is found to be partially at fault for the incident. 

Another notable aspect is the state’s cap on certain types of damages. While there is no cap on economic damages like medical expenses, Iowa does impose limits on non-economic damages in specific cases, such as medical malpractice.  

Why Seek Legal Assistance for Damage Claims?

Pursuing compensation for personal injury damages is not just about receiving financial support; it's also about achieving justice and closure. Legal assistance ensures that all aspects of a claim are thoroughly addressed, from gathering essential evidence to negotiating with insurance companies.

Having legal representation can alleviate the stress and uncertainty that often accompany legal proceedings.  

Do This After an Injury in Iowa

Following these steps will help you protect your rights and lay a strong foundation for your damage claim after an injury: 

  1. Seek medical attention: Consult a healthcare professional to assess any possible injuries and document your condition, which can be vital for your claim later. 

  1. Document the incident: Collect evidence related to the injury by taking photos of the scene, obtaining witness statements, and recording the details of the incident. This information can substantiate your claim and clarify what occurred. 

  1. Notify relevant parties: Inform the appropriate authorities, such as your employer (if the injury occurred at work) or the property owner (if it happened on someone else's premises), about the incident. This step is often necessary for insurance claims and can help establish a timeline of events. 

  1. Consult a personal injury attorney: A legal professional can guide you through the claims process, help you understand your rights, and gather and present all necessary evidence to support your case effectively. 

Criminal Defense & Personal Injury Attorneys in Des Moines, Iowa

Balduchi Law Office, PC, has over 30 years of combined experience in criminal defense and personal injury law. The firm focuses on understanding each client's case and advocating for their justice.

Attorney Kent Balduchi's background as a former firefighter and paramedic gives him valuable insights into medical documentation and injury mechanisms, which in turn, leads to a thorough and empathetic approach.

Contact Balduchi Law Office, PC, for your criminal defense and personal injury needs in Des Moines, Iowa, Polk County, and surrounding counties. 


RECENT POSTS

General Damages Vs Special Damages  -

Personal injury claims can feel complicated, especially when you're trying to differentiate between terms like general damages and special damages. These terms may sound like legal jargon, but they are important in personal injury cases.

Read More